7 Things That Increase Your Car Insurance Rate
Driver’s History
Your insurance rate will probably increase if you’ve received a ticket for a traffic infraction like speeding or if you’ve been involved in an accident. The price rise will depend on the frequency and seriousness of incidents as well as the rules set forth by your insurance provider. Normally, insurers keep a three-year record of breaches and claims. If you accrue too many infractions or accident claims, get arrested for drunk driving, or both, your insurer may decide not to renew your policy.
For safer driving, several insurance providers give reductions. Many of them use telematics apps to monitor how much and how smoothly you drive in order to determine the amount of the discount.
